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Financing Programs
In alignment with our goal to enhance financing for small and medium enterprises (SMEs), we collaborate with financial institutions to foster an attractive financing ecosystem in the Kingdom of Saudi Arabia. Through various financing models, we strive to provide access to funding opportunities for micro, small, and medium enterprises, empowering this promising sector.
Co-financing Model
A dedicated portfolio is created for the program in the partner bank. The Small and Medium Enterprises Bank and the partner bank deposit the allocated funds into the portfolio. The partner bank manages the portfolio and utilizes these funds directly to finance micro, small, and medium-sized enterprises.
NBFI Program
Small and Medium Enterprises Bank collaborates with a partner financing company to provide cash liquidity, increasing its capacity and providing a high number of loans to the micro, small, and medium-sized enterprises sector. This collaboration supports their growth and expansion efforts while reducing financing costs for micro, small, and medium-sized enterprises.
Agency Model
A dedicated portfolio is created for the program on crowdfunding platforms, and the Small and Medium Enterprises Bank deposits funds into the portfolio. The platform manages the portfolio according to specific terms. The funds are utilized to provide funding to micro, small, and medium-sized enterprises within the platform.
Last Modified Date: 04/12/2020 - 4:13 PM Saudi Arabia Time